Whether you're planning a home purchase, calculating how much of your paycheck goes to taxes, projecting investment returns, or figuring out how long it will take to pay off debt — these calculators give you the numbers you need without requiring a financial advisor. Each tool uses standard industry formulas and shows you exactly what's being calculated.
The most-used tools are the Mortgage Calculator (monthly payment + full amortization table), the Paycheck Calculator (federal and state tax withholding), and the Loan Calculator (any loan type). All tools on this page are free with no signup required.
Home & Mortgage
Monthly payment and amortization schedule
Online Mortgage CalculatorHome loan payment and total cost
Mortgage PayoffSave thousands in interest
Home EquityHow much equity you have
Rent vs BuyIs buying worth it?
APR CalculatorTrue cost of a loan
Loans & Debt
Any loan type, any term
Personal Loan CalculatorMonthly payment and total interest
Car Loan CalculatorAuto loan with down payment
Loan Payment CalculatorAny loan amount and term
Lease CalculatorMonthly lease payment
Credit Card PayoffPay off credit cards faster
Debt Payoff CalculatorAvalanche or snowball method
Debt-to-IncomeDTI for mortgage qualification
Cumulative InterestTotal interest over a loan's life
Paycheck & Income
Net take-home pay
Calculate My PaycheckEstimate net take-home pay
Salary CalculatorAnnual to hourly and back
Hourly to SalaryConvert hourly rate to salary
Overtime Calculator1.5x pay calculation
Raise CalculatorNew salary after a raise
Tax CalculatorEstimate income tax
Payroll TaxFederal tax + FICA
Savings & Investing
Watch your money grow over time
Savings CalculatorReach your savings goal
Investment CalculatorProject investment returns
ROI CalculatorReturn on investment
Dividend CalculatorDividend income & yield
Stock CalculatorProfit, loss, and return
Inflation CalculatorWhat money is worth over time
Emergency FundHow much to save
Retirement & Long-Term
Plan for retirement
401K CalculatorProject 401(k) balance growth
Roth IRA CalculatorTax-free retirement projections
Budgeting & Other